Terms of Use

Household Wizard

Household Wizard is a personal and household finance app. The general terms below apply, along with the purchase and sharing terms in this section.

Your data and your responsibility

All of your financial data is stored on your device and, if enabled, synced through your own private iCloud account — see our Privacy Policy for details. You are solely responsible for the accuracy of the accounts, transactions, budgets, debt payoff details, and other financial information you enter. Household Wizard is a tracking and organizing tool — it does not provide investment, tax, financial, or debt-counseling advice, and nothing in the app, including its Debt Payoff feature, should be treated as such.

Debt Payoff

Debt Payoff calculates a suggested order and payment allocation for paying down debt, based entirely on the interest rates, balances, and minimum payments you enter. It is a calculator, not a substitute for advice from a certified financial advisor or a nonprofit credit counselor, and we make no guarantee about its suggestions' suitability for your circumstances.

Purchases

• Household Wizard is a paid app, purchased once at download — a single price for the full app, including Household Sharing. There are no in-app purchases and no subscriptions. Current pricing is shown on its App Store listing.
• Payment is charged to your Apple ID account at confirmation of purchase. All payments are processed by Apple, not by us. Refund requests are handled by Apple under the App Store's refund policies — we don't have the ability to issue refunds ourselves.
• If you reinstall the app or use it on a new device signed into the same Apple ID, download it again from your App Store purchase history — you won't be charged a second time.
• Each person needs their own copy. A household share doesn't transfer or share a purchase: everyone you invite to a shared household needs to download Household Wizard from the App Store themselves.

Household Sharing

Sharing a household has no fee of its own, but each person you invite needs their own copy of Household Wizard from the App Store (see Purchases above). When you share your household with another person, they gain full read-and-write access to your shared ledger — they can view, add, edit, and delete accounts, transactions, budgets, and other shared data, the same as you can. You're responsible for choosing who you invite. Only the household's owner can stop sharing; doing so is immediate and permanent for participants, who lose access to the shared data at that point. We are not a party to, and have no visibility into, any shared household's data or its members' relationship with each other.

Importing data

Household Wizard can import data from a CSV file exported by another finance app. You are responsible for reviewing imported data for accuracy before relying on it — we are not responsible for errors in a source file you choose to import.

Backups are your responsibility

Household Wizard provides Export Backup and Import Backup so you can keep your own copy of your data. We strongly encourage exporting a backup periodically. We are not responsible for data loss, whether caused by device loss, iCloud account issues, app malfunction, or any other cause.

Trivia Huddle

Trivia Huddle is a free-to-play trivia game with no accounts. It shows ads and offers an optional one-time purchase to remove them — the general terms below apply, along with the purchase and advertising terms in this section.

Purchases

• Trivia Huddle offers one purchase: "Remove Ads," a one-time, non-consumable purchase — not a subscription, and not billed on any recurring basis. Current pricing is shown in the app before you buy.
• Payment is charged to your Apple ID account at confirmation of purchase. All payments are processed by Apple, not by us. Refund requests are handled by Apple under the App Store's refund policies — we don't have the ability to issue refunds ourselves.
• If you reinstall the app or use it on a new device signed into the same Apple ID, use "Restore Purchases" in Settings to restore your purchase.

Advertising

The free version of Trivia Huddle displays ads served by Google AdMob, which requires an internet connection to load. See our Privacy Policy for what data AdMob may collect to serve and measure ads.

JobsPaid

JobsPaid is a business-management tool for solo and micro service businesses. The general terms below apply, along with the subscription terms in this section.

The service

JobsPaid helps you create quotes and invoices, track expenses, and document job photos. All of your data is stored on your device and, if enabled, synced through your own private iCloud account — see our Privacy Policy for details. You are solely responsible for the accuracy of the business information, invoices, quotes, and other content you create in the app, and for your relationships and transactions with your own clients.

Subscription, billing, and cancellation

• Certain features require a paid subscription, offered as a monthly or annual auto-renewing plan. Current pricing is shown in the app before you subscribe.
• Payment is charged to your Apple ID account at confirmation of purchase, and your subscription automatically renews unless you turn off auto-renewal at least 24 hours before the end of the current period.
• Your Apple ID account is charged for renewal within 24 hours before the end of the current period, at the price you agreed to at purchase (subject to any price changes Apple requires us to notify you of in advance).
• You can manage or cancel your subscription any time in your iPhone's Settings > [your name] > Subscriptions, or in the app under Settings > Subscription > Manage Subscription. Cancelling stops future renewals; it does not refund the current period.
• If a free trial is offered, any unused portion is forfeited once you purchase a subscription during the trial.
• All payments are processed by Apple, not by us. Refund requests are handled by Apple under the App Store's refund policies — we don't have the ability to issue refunds ourselves.

Payment links you add

Any payment link you add to your Business Profile (for example, a Stripe Payment Link or PayPal.me URL) is your own, created and controlled entirely by you outside the app. We never process, hold, or have access to funds from a payment made through your link, and we aren't a party to those transactions.

Acceptable use

You agree not to use JobsPaid to store or transmit unlawful content, to reverse-engineer or resell the app, or to use it in any way that violates applicable law.